Haemochromotosis Life Insurance
Do you suffer from Haemochromotosis and receive ongoing medical treatment for the condition? Not sure how to find cost effective Haemochromotosis Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Haemochromotosis?
Haemochromatosis is an inherited medical condition where iron levels in the body slowly build up over the period of many years. The build-up of iron, known as iron overload, can cause extremely unpleasant symptoms. If it is not treated, this can damage parts of the body such as the liver, joints, pancreas and heart.
Haemochromatosis most often impacts people of white northern European background and is particularly common in countries where lots of people have a Celtic background, such as Ireland, Scotland and Wales.
Symptoms Of Haemochromotosis
Symptoms of haemochromatosis usually start between the ages of 30 and 60. Many of the most common symptoms include:
Feeling very tired all the time (fatigue)
Weight loss
Weakness
Joint pain
Inability to get or maintain an erection (erectile dysfunction)
Irregular periods or absent periods
Causes Of Haemochromotosis
Haemochromatosis is caused by a faulty gene that affects how the body absorbs iron from your diet. You are at risk of developing the condition if both of your parents have this faulty gene and you inherit one gene copy from each of them. However, it is important to note that you will not get haemochromatosis if you only inherit one copy of the faulty gene. But there's a chance you could pass the faulty gene on to any children you have.
Also in certain cases when you do inherit two faulty gene copies, you will not necessarily get Haemochromatosis. Only a small number of people with two copies of this faulty gene will ever develop the condition. It is currently not known exactly why this is.
Treatment For Haemochromatosis
There's currently no cure for Haemochromatosis, but there are treatments that can reduce the amount of iron in the body and reduce the risk of damage. The 2 main treatment types for Haemochromatosis are:
Phlebotomy: This is a procedure to remove some of your blood; this may need to be done every week at first and can continue to be needed 2 to 4 times a year for the rest of your life
Chelation therapy: A patient will need to take medicine to reduce the amount of iron in your body; this is only used if it's not easy to regularly remove some of your blood
You do not need to make any big changes to your diet to control your iron levels if you're having treatment, but you'll usually be advised to avoid:
Breakfast cereals containing added iron
Iron or vitamin C supplements
Drinking too much alcohol
Complications of Haemochromatosis
If the condition is diagnosed and treated early on, Haemochromatosis does not affect life expectancy and is unlikely to result in serious medical problems. However, the condition is not found until it's more advanced, the high iron levels can damage other parts of the body.
This can lead to potentially serious complications, such as:
Liver problems: Including scarring of the liver (cirrhosis) or liver cancer
Diabetes: Where the level of sugar in the blood becomes too high
Arthritis: Including pain and swelling in the joints
Heart failure: Where the heart is unable to pump blood around the body properly
Many people who have suffer with Haemochromatosis or other long term medical conditions have been accepted for Life Insurance. Insurers will however accept applications based on how severe your current condition affects you and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Haemochromotosis Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Haemochromotosis Life Insurance cover for your needs, but we can help you.
Because Haemochromotosis can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Haemochromotosis Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Haemochromotosis can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Haemochromotosis, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Haemochromotosis Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Haemochromotosis Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions like Haemochromotosis. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
The best price for Haemochromotosis Life Insurance
Protection for you and your family
A specialist Insurer that understands you and your symptoms
Different Protection For Haemochromotosis
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Haemochromotosis. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Haemochromotosis:
Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.