Hepatitis A Life Insurance
Are you looking for cost effective Hepatitis A Life Insurance? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
Further Details About Hepatitis A
Hepatitis A is a liver infection caused by a virus that's spread in the faeces of an infected person. It's uncommon in the UK, but certain groups are at increased risk. This includes travellers to parts of the world with poor levels of sanitation, men who have sex with men, and people who inject drugs.
Hepatitis A can be unpleasant, but it's not usually serious and most people make a full recovery within a couple of months. Some people, particularly young children, may not have any symptoms. But hepatitis A can occasionally last for many months and, in rare cases, it can be life threatening if it causes the liver to stop working properly (liver failure). A hepatitis A vaccine is available for people at high risk of infection.
Symptoms Of Hepatitis A
The symptoms of hepatitis A develop, on average, around 4 weeks after becoming infected, although not everyone will get them, symptoms can include:
Feeling tired and generally unwell
Joint and muscle pain
Raised temperature
Loss of appetite
Feeling or being sick
Pain in the upper right part of your stomach
Yellowing of the skin and eyes (jaundice)
Dark pee and pale faeces
Itchy skin
The symptoms will usually pass within a couple of months.
Although hepatitis A is not usually serious, it's important to see your GP so they can rule out more serious conditions with similar symptoms, such as hepatitis C or scarring of the liver (cirrhosis). It may also be necessary to test your friends, family and any sexual partners in case you have spread the infection to them.
How You Can Get Hepatitis A
Hepatitis A is most widespread in parts of the world where standards of sanitation and food hygiene are generally poor, such as parts of Africa, the Indian subcontinent, the Far East, the Middle East, and Central and South America.
You can get the infection from:
Eating food prepared by someone with the infection who has not washed their hands properly or washed them in water contaminated with sewage
Drinking contaminated water, including ice cubes
Eating raw or undercooked shellfish from contaminated water
Close contact with someone who has hepatitis A
Having sex with someone with hepatitis A (this is particularly a risk for men who have sex with men) or injecting drugs using contaminated equipment
Someone with hepatitis A is most infectious from around 2 weeks before symptoms appear until about a week after symptoms first develop.
Vaccination against hepatitis A is not routinely offered in the UK because the risk of infection is low for most people. It's only recommended for people at an increased risk, including:
Close contacts of someone with hepatitis A
Planning to travel to or live in parts of the world where hepatitis A is widespread, particularly if sanitation and food hygiene are expected to be poor
Any type of long-term liver disease
Men who have sex with other men
People who inject illegal drugs
People who may be exposed to hepatitis A through their job – this includes sewage workers, people who work for organisations where personal hygiene may be poor, such as a homeless shelter, and people working with monkeys, apes and gorillas.
There's currently no cure for hepatitis A. But it usually gets better on its own within a couple of months. You can usually look after yourself at home.
Long Term Damage
For most people, hepatitis A gets better within 2 months and there are no long-term effects. Once it passes, you normally develop life-long immunity against the virus. In around 1 in every 7 people with the infection, the symptoms may come and go for up to 6 months before eventually disappearing.
Life-threatening complications such as liver failure are rare, affecting less than 1 in every 250 people with hepatitis A. People most at risk include the elderly and those with pre-existing liver problems.
Many people who suffer with Hepatitis A have been accepted for life insurance on standard rates. This is because it mostly a short term medical condition. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle.
Finding Hepatitis A Life Insurance
We search the whole insurance market, Life Insurance Cover can find the right policy types and protection for you. In most cases we can find the right Hepatitis A life insurance cover for your needs, but we can help you.
As very few cases of Hepatitis A are deemed as a long-term most insurers will provide life insurance. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Hepatitis A life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Hepatitis A is usually a short term health condition, most insurers will provide standard premiums. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Hepatitis A, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Hepatitis A life insurance.
Who Offers Hepatitis A Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Hepatitis A life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Hepatitis A Disease life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Hepatitis A and your symptoms
Different Protection For Hepatitis A
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Hepatitis A. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Hepatitis A:
Do you have a medical condition like Hepatitis A and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.